Military & Veteran Asset Protection & Wealth Engine
Designed specifically for Active Duty Service Members and Retiring Veterans to safeguard earned benefits, bypass escalating VGLI rates, maximize military pensions, and build tax-free wealth.
Military Status
Military Profile Inputs
SGLI caps at $500k; private IUL allows $1M+ permanent coverage.
β οΈ SGLI Expiration Alert
SGLI expires 120 days post-discharge. Converting to VGLI triggers 5-year rate jumps with $0 equity.
VGLI Cost Escalation vs. Private IUL Wealth Accumulation
VGLI drains money with zero equity, while institutional IUL builds accessible tax-free cash with living benefits.
Cumulative VGLI Cost to Age 75
$214,680
$0 cash value return
Projected IUL Cash Value at Age 75
$593,549
IRS 7702 tax-free cash
Projected Annual Tax-Free Cash Flow
$38,581
Annual tax-free loan flow
ποΈ Export & Share This Interactive Model
Share this exact scenario with your spouse, business partner, or save it for your consultation with Angel Burgos.
*Military benefits analysis is educational and illustrative. SGLI and VGLI are administered by the Department of Veterans Affairs. Private IUL and annuity solutions are issued by independent insurance carriers and backed by their claims-paying ability. This tool is not affiliated with the U.S. Department of Defense.
Β© 2026 AB Global Consulting LLC β’ All rights reserved. State Licensed 0215 Practitioner β’ Orlando, FL